Ok, so, listen. I am going to share what I actually spent on my “no spend” week, and I am pretty sure you are going to think it sounds pretty spendy. BUT I SWEAR IT WAS NOT AT ALL. It is pricey to have five freaking kids, you know?
This does not include any bills that we auto pay or any subscriptions (I get my shampoo and conditioner and my night cream and all of our random Amazon things via subscription, so lots of time, stuff just appears on my door at the exact right moment and I don’t even notice it. LOL).
It also does not include anything that Ben spent, and he also got gas twice, ate dinner out, ran to Hyvee for apples and other things, bought groceries for Friday and Saturday night at Whole Foods (also more apples— we are in an apple era), did a random Target run, bought wine and coffee, and paid for Coop’s bday party (lunch for 10, plus golf for 10).
Sunday: $305
Target: $124 (random cleaning stuff, some prepackaged snacks and Naked Juice smoothies for after school/ pre-sports, random grooming products from all the bathrooms— I add what’s running low to my online cart when I am cleaning)
Metro Market: $178 (groceries— only cheap because I spent a million dollars at Trader Joe’s on Saturday before I started “not spending.”)
Google $3: I ran out of storage and had to up my plan real fast
Monday: NOTHING!!
Tuesday: $70
Whole Foods: $30 (none of this was essential except for a $7 gallon of milk. I was just killing time until the Amazon return station opened but then the person was late and I ended up using the self-serve kiosk which I could have done at the outset and not bought anything)
Culver’s: $21 (we all got kiddie meals— Culver’s broccoli is better than their fries)
Target: $9 (Naked Juice and face masks. LOL)
Car wash: $10 (forgot I was not spending)
Wednesday: $15
Copay at the doctor’s office: $15
Thursday: $70
Mobil: $4 (gum)
Greenbush: $37 (donuts for a work meeting)
Target: $29 (assorted bullshit and also Cheez-It’s for Minnie)
Friday: NOTHING!!!!!
I did have a PSL, but I used points!
Saturday: $71
Mobil: $51 (gas)
Amazon: $20 (ballet shoes for a certain someone who most definitely lost hers)
Grand total: $537 (but this includes groceries!!)
I want to beat this number for the week ahead— and by not getting my car washed, trolling the aisles at Whole Foods, and buying donuts, I am pretty sure I can… Ben is also tracking what he spends this week, too, since I am pretty sure he out-spent me last week, and I know he has about $150 worth of pressed shirts and dry cleaned suits to pick up. ON THE OTHER HAND, I think groceries will cost more this week. But! If I can avoid the midweek shops, then maybe not?**
I think I need more immediate rewards. Like, we need to do something I can see with extra money each week— stuff it in an envelope under the mattress maybe? (KIDDING). Also extra money LOL— Harry’s tuition is due this month, and dance just sent their September bill. THERE IS NO EXTRA MONEY, silly.
Minnie now wears last year’s Costco holiday finery any old day— love that for her.
Life is expensive, and life with five kids, well, I can't even. Our grocery bills are at a low right now with M at university (although, really, it's just paid for in a different way, you know?) and the garden is in high production. But I still can't go to Costco without spending $500 and my weekly grocery spend is still a lot, so $537 including groceries seems pretty good. I haven't done a "no spend" but I mainly spend money on groceries so...
ReplyDeleteI am excited to track over time because I really think Costco is a money-saver even though it looks spendy on the weeks I actually go there.
DeleteGroceries is such a big category and I can't imagine with such a big (and active!) family.
ReplyDeleteMinnie's dress is a dream.
It IS a big category! I need to track it over time because I have no clue what we are actually spending.
DeleteI'm laughing at "there is no extra money." SO true. I keep thinking I'm going to get ahead and put some money away for Christmas spending... hahahahaha.
ReplyDeleteYou did have two days of "nothing" and one of a small copay at the doctor. I mean... life is expensive, what are you going to do?
I am here for this positive frame!
DeleteI always think that groceries can't possibly count in a no-spend week/month whatever. You HAVE TO EAT.
ReplyDeleteI think they have to for me because I can spend so much so fast on them
DeleteIt boggles my mind to think about how my parents raised 5 kids. I remember my mom buying so many gallons of milk each week (of which I drank none or as little as was required). But that is what sticks out in my mind the most. But they did not pay for our college educations because it just wasn't feasible for them, which was fine. 529s weren't really a thing back then, I don't think, so I took out loans which were pretty small since it was so cheap to go to college back in 1999-2023!
ReplyDeleteIT WAS! College prices are bananas.
DeleteI am ALSO a "groceries just cost what they cost" person and... I am sure I could save a bunch of $$$ if I changed that about myself, or like, meal planned around sales vs around what I think I can stand eating/making. I think you are doing great; I spent $225 at the grocery store today and we have three people in our household. Plus two amazon orders this weekend and a tank of gas. And I need more contacts. UGH. Spending money is the worst.
ReplyDeleteI am mor einterested in what I am actually spending that worried about cutting it back, if that makes sense
DeleteI laughed out loud at "I forgot I wasn't spending." I, too, think groceries is mandatory stuff. If I was doing a no spend week, I'd work to not spend on clothes and whatever other extras. Most of our money is spend on groceries and you are so right. 5 kids cost a lot. It does help when they move out and they make decent money and one of them repays his folks for tuition money, so we have it to pay for Reg next year. Running out to get a few things ALWAYS means that I will fill at least one cart. There's no other way. It's impossible.
ReplyDeleteyeah, I get that perspective, too. For me, it is SO EASY to be spendy at the grocery store, especially if I am trying to contain myself in other areas.
DeleteGroceries cost money ,regardless, and sometimes your time and efficiency is worth more than the cash. With your hectic schedules, spending that $30 at whole foods while running other errands or between lessons and school, might just have been worth it. If you had a free hour or so each week (ha!) you could go through ads, plan different meals with what's on sale, but is that the best use of your time? Also, buying things you know your family will eat is not wasteful
ReplyDelete(I'm trying to justify my quick trip into walmart today which was $95. And the fridge still looks empty!)
LOL-- yes-- the extra trips!!
DeleteThank you for sharing Sarah - you are amazing! This really helps me to reflect on our family budgeting which is currently in shambles. It seems very helpful to keep track. Well done you & good luck for next week to all the team :)
ReplyDeletethanks!
DeleteWhy is money such a huge part of adulting?! We try not to count groceries as "spending" or "shopping" because it seems more like keeping everyone alive, you know?
ReplyDeleteI do know-- but it is really helpful to me to put it in the context of consumption-- such a huge category
DeleteI am so impressed at this! It's wayyyy easier for me to have a no-spend week because it's just ME. A lot harder when there's a husband and five kids involved! You TWO days where you didn't spend any money and another day where all you spent was $15 at the doctor's (WHICH DOESN'T COUNT DURING NO-SPEND!!). YGG!
ReplyDeleteIf this is your no-spend week, what does a spend week look like. I am sweating over here... hahaha.
ReplyDelete